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H&R Block Tip: There are many benefits to e-filing your taxes, but one of the more beneficial aspects of electronic filing is the amount of time you save. Using a tax software program to file taxes online will show you what forms to use for your filing, and will ensure that everything is complete before submitting the forms via e-file. By using a tax software program like TaxCut, and choosing to have your tax refund distributed electronically into your checking or savings account, you can actually receive your tax refund within 10 days.